Letter to cancel a credit agreement before it starts
This advice applies to Wales. See advice for See advice for England, See advice for Northern Ireland, See advice for Scotland
Use this letter to let a creditor know that you want to withdraw from a credit agreement before it's executed.
Sam Hoolin
8 Park Avenue
Arlton
AL1 4CA
sam123@mail.com
01632 960001
Giltham City Bank
24 Station Road
Giltham
GT16 3LP
22 December 2024
Account number: 12345678
Account holder's name: Sam K Hoolin
Reference number: LL/ANO/Reminder1
To whom it may concern,
Consumer Credit Act 1974 (as amended)
On 16 March 2022, I entered into a finance agreement with you for the following:
A countertop dishwasher.
I contacted you by phone on 19 March 2022 to confirm that, as the agreement has not yet been executed, I wish to withdraw from the agreement.
Please accept this letter as confirmation of my withdrawal.
Please confirm within 14 days that the above agreement has been terminated, and that any monies paid will be refunded in full.
Yours faithfully,
Sam Hoolin
Further help
Contact the Citizens Advice consumer service if you need more help - a trained adviser can give you advice over the phone or by online chat.
Help us improve our website
Take 3 minutes to tell us if you found what you needed on our website. Your feedback will help us give millions of people the information they need.