Rydym yn defnyddio cwcis i wella eich profiad o'n gwefan.
Gallwch ddarganfod mwy neu ddileu allan o rai cwcis
- mae'r polisïau hyn ar gael yn Saesneg.
Neidio i’r llywio
Neidio i’r prif gynnwys
Neidio i’r troedyn
English
Mewngofnodi
Chwilio
Budd-daliadau
Gwaith
Dyled ac arian
Defnyddwyr
Tai
Teulu
Gyfraith a Llysoedd
Mewnfudo
Iechyd
Amdanom ni
Hafan
Dyled ac arian
Dyled ac arian
Get help with the cost of living
Help gyda chostau byw
Cael cymorth gyda chostau os oes gennych blentyn neu os ydych yn feichiog
Help gyda dyled
Start dealing with your debts
Dealing with urgent debts
Using a food bank
Using a food bank
Debt solutions
Bankruptcy
Individual voluntary arrangements (IVAs)
Debt management plans
Debt relief orders
Administration orders
Debt remedy tool
Budgeting
Cyfrifo eich cyllideb
Cael help os ydych chi’n cael trafferth yn talu’ch biliau
Mortgage problems
Reducing your monthly mortgage payments
Help dealing with mortgage debts
If you want to sell your home and rent it back
Selling your property to help pay off your mortgage debts
If your mortgage lender takes you to court
After your possession hearing
Eviction for mortgage arrears
Rent arrears
Dealing with rent arrears
You are taken to court for rent arrears
Eviction for rent arrears
Action your creditor can take
Beilïaid
If you're being taken to court for debt
Newid gorchymyn llys am ddyled
How a creditor can get information about your finances
Creditor takes money from your bank account
If a creditor takes money from your wages
Charging orders
Harassment by creditors
Borrowing money
Types of borrowing
Cael y ddêl orau ar gredyd
Sut mae benthycwyr yn penderfynu p’un ai i roi credyd i chi neu beidio
County court judgments and your credit rating - overview
Cardiau credyd
Cancelling a loan or credit agreement
Paying off a credit agreement early
Awgrymiadau ar gyfer benthyg
Banking
Cael cyfrif banc
Stopping debit and credit card payments
Bancio-diogelwch a thwyll
Cwyno am fanciau a chymdeithasau adeiladu
Defnyddiwyd eich cerdyn talu heb eich caniatâd - gwerthu o bellter
Pensions
Types of pension
Starting a pension
Nearing retirement
Get ready for your Pension Wise appointment
Getting financial advice
Cael cyngor ariannol
Check if a financial service has followed the rules
Template letters to creditors
Guidelines for using the letter templates
Holding letter - ask creditors to hold off
Holding letter for joint account - ask creditors to hold off
No money to pay creditors - letter
No money to pay creditors - joint letter
Offer to non-priority creditor - letter
Offer to non-priority creditor - joint letter
Request to write off a debt - letter
Request to write off a joint debt - letter
Ending a joint hire purchase or a conditional sale agreement - letter
Ending a hire purchase or a conditional sale agreement - letter
Gambling problems
Get help with gambling problems
If you're worried about someone's gambling
Getting tax advice
Getting tax advice